A friend of the PD had their credit card information stolen. That was bad enough. But then they started getting letters in the mail saying checking accounts were being opened in their name. Total nightmare.

This kind of fraud is happening more and more. Criminals dig through trash, steal mail, use skimmers and bits of info to pretend to be you.

Here’s how to protect yourself:

Shred your junk mail, especially anything with your name, address, or account info. Don’t just throw it away.

Watch your mail and email. iIf you get letters or emails about accounts you didn’t open, don’t ignore them. That’s a red flag.

Review your bank and credit card statements both online and paper. Look for charges or accounts you don’t recognize.

If you find that your account has been used without your permission, add a fraud alert to your credit file. It’s free and makes it harder for someone to open accounts in your name. Call one of these trusted credit bureaus:

TransUnion: 800-916-8800

Equifax: 888-766-0008

Experian: 888-397-3742

Some other safety tips: 

Use strong password phrases (momsBlueWig1 is always a better option than your pets name or your anniversary) and change them often

Don’t share personal info over the phone or email unless you’re sure who you’re talking to

Check your mailbox frequently and pause your mail delivery when you travel 

Report stolen mail or ID theft to the police

Stay alert. Stay safe. Identity theft is real, but you can fight back.